About Us

Improving The Quality Of Your Life Through Better Health.

We provide all aspects of medical practice for your whole family, including general check-ups or assisting you with specific injuries.

We will work with you to develop individualised care plans, including management of chronic diseases. If we cannot assist, we can provide referrals or advice about the type of practitioner you require. We treat all enquiries sensitively and in the strictes

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Founder/CEO of Olvesacare

Olga De La Cruz

Licensed in New York, New Jersey, Pennsylvania, Connecticut, Massachusetts, and Florida, Olga combines her deep knowledge of the Medicare insurance industry with a human-centered and approachable style.

What sets Olga apart:

Unwavering Commitment: Her dedication extends far beyond simple advice.

Proven Experience: For over eight years, she has guided hundreds of individuals step-by-step through the process of securing Health, Dental, Vision, and other insurance plans, helping them achieve their desired coverage.

Personalized Attention: Olga offers active listening and tailor-made solutions to fit each client's unique needs.

Ongoing Support: She accompanies her clients every step of the way, providing them with current and accurate information.

"For me, it's not simply about selling insurance; it's about offering solutions and greater peace of mind to those who trust my work. Your health is a priority, and together we'll find the best way to protect it."

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Frequently Asked Questions

When to sign up?

-Age 65+: Automatic enrollment in Part A & B if you receive Social Security benefits.

Initial Enrollment Period: Starts 3 months before your 65th birthday, includes the month you turn 65, and extends 3 months after your birthday, if you are not receiving Social Security or Railroad Retirement Board (RRB) benefits.

-Part B: Enrollment period runs from January 1st to March 31st each year.

Individuals who have a group health plan through their own employment or their spouse's employment during the Part A and Part B enrollment period may defer.

Special Enrollment Period for Parts A & B: Extends for an 8-month special period.

Key Deadlines:

-Coverage can begin up to 6 months before the application.

-Deferring Part B is possible if you have employer-sponsored health insurance.

Attention! Contributing to an HSA after enrolling in Medicare may result in additional taxes.

✔ Flexibility to choose between Original Medicare (A+B) or Medicare Advantage (C).
✔ Options for specific needs (medications, vision, dental, transportation, etc.).
✔ Financial protection against high medical expenses.

Need help comparing plans? Contact us for free personalized advice.

If you miss the other periods (there may be penalties).

How do I know if I'm eligible to apply for Medicare Parts A and B?

- You must be 65 years of age or older.

- Be a U.S. resident or citizen.

- Have filed at least 10 years of contributions or the equivalent of 40 contributions.

>Age 65+: Automatic enrollment in Medicare Parts A and B if you receive Social Security benefits.

Begins 3 months before your birthday, the month you turn 65, or 3 months after your birthday if you are not receiving Social Security or Railroad Retirement Board (RRR) benefits.

Part B: Runs from January 1st to March 31st of each year.

Individuals who have a group health plan for themselves or their spouses during a specified period may have an 8-month special enrollment period for Part B.

If I'm under 65, can I still be eligible?

If you're disabled, you may be eligible for MEDICARE if you have permanent renal failure (ESRD), or if you receive disability benefits (SSI), you must meet other requirements to qualify.